Section 80C of the Income Tax Act lets you deduct up to ₹1.5 lakh per year from your taxable income for specified investments and expenses. This can save up to ₹46,800 in tax (30% slab).

Common 80C Instruments

• ELSS — Equity mutual funds, 3-year lock-in
• PPF — Public Provident Fund, 15-year maturity
• EPF — Employees’ Provident Fund (if salaried)
• NPS — Up to ₹1.5L under 80C; extra ₹50,000 under 80CCD(1B)
• Life insurance premium, NSC, tax-saving FD, tuition fees

For FIRE Planning

Max out 80C with instruments that align with your goals. ELSS for equity, PPF for debt, NPS for extra tax benefit. Use our Retirement Corpus Calculator to see how 80C savings compound over time.