A FIRE calculator is a tool that estimates your path to financial independence and early retirement. It typically uses your current savings, monthly investment amount, expected returns, and target withdrawal rate (often the 4% rule) to project when you will reach your FIRE number.

Key inputs usually include: current age, retirement age goal, monthly expenses, current corpus, monthly SIP/investment, expected inflation, and expected returns. Good calculators account for inflation-adjusted targets and India-specific factors like NPS, PPF, and EPF.

Use our FIRE Calculator to run your own projections.